YouHodler is a financial service that operates on the blockchain. The crypto-backed loan service enables users to acquire instant loans. The platform offers a loan-to-value ratio of 70 percent, which is the highest in the market. Besides, it offers a very low-interest rate of just 3% for short-term loans.
It is also important to note that YouHodler focuses on crypto-backed lending with fiat loans, such that a borrower can end up with USD or Euros secured by crypto collaterals such as BTC, ETH, XRP and other digital assets.